Insurance 101

Renting Cars With Your Insurance Plan

Your collision and comprehensive insurance coverage is transferable to a substitute rented or borrowed private passenger auto that is damaged while it is being operated by you or members of your household with the consent of the owner. There is no coverage under your policy for family friends or significant others. You should be aware that your coverage is available only if you rent or borrow a private passenger auto in the United States or Canada . You should also be aware that your policy does not provide coverage for a borrowed or rented truck. If you are renting a truck, you should check with the rental company regarding the purchase of collision and comprehensive insurance. If you are borrowing a truck, make sure you determine whether or not the owner has purchased collision or comprehensive coverage. If the owner does not have insurance, you may be personally liable for any damage to that truck which is the result of your negligent operation. If the use is for business rather than pleasure, call your agent first. Business use is usually not covered under your personal auto insurance policy.

 

C.C. Belcher Insurance Agency

503 Main Street

P.O. Box C (Mail Correspondence)

Haysi, VA 24256

Phone: (276) 865-5144

Trucker's Only: 1-877-411-2421
Fax: (276) 865-5255
Email: matt@belcherinsurance.com

 

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Notice: This website provides a simplified description of coverage only and is not a statement of contract. Coverage may not apply in all states. For complete details of coverage,  conditions, limits and losses not covered, be sure to read the policy, including all endorsements.